📋 Terms of Service

📜 Acceptance of Terms

By accessing or using SBVault ("Service"), operated by SBVault, a product of SkillBreed LLC ("we," "us," or "our"), you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use the Service.

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or through the Service. Your continued use of SBVault after changes are posted constitutes acceptance of the modified Terms.

🔐 Account Registration & Security

Account Creation

To use SBVault, you must:

• Be at least 13 years of age
• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Create a strong, secure password
• Complete reCAPTCHA verification when required

Account Security

You are responsible for:

• Maintaining the confidentiality of your password and account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access or security breach

✅ User Responsibilities & Acceptable Use

Permitted Use

You may use SBVault to:

• Store your personal or business files securely
• Share files with others using share links
• Organize files in folders
• Access your files from any device

Prohibited Use

You agree NOT to use SBVault to:

• Upload illegal content: Including but not limited to child exploitation material, stolen data, or content that violates intellectual property rights
• Distribute malware: Including viruses, trojans, ransomware, or other malicious code
• Engage in harassment: Including stalking, threats, or distribution of personal information without consent
• Violate laws: Including copyright infringement, trademark violations, or distribution of pirated content
• Bypass security measures: Including attempts to hack, interfere with, or disrupt the Service
• Create multiple accounts: To abuse free storage limits or evade suspension
• Resell or redistribute: The Service without our written permission
• Automate abuse: Using bots, scripts, or automated tools to abuse the Service
• Store prohibited content: Including spam, phishing pages, or content designed to deceive others

📁 Content & Intellectual Property

Your Content

You retain all rights to the files and content you upload to SBVault ("Your Content"). By uploading content, you grant us a limited license to:

• Store, process, and transmit your files to provide the Service
• Scan your files for viruses and malware using automated tools
• Create backups for disaster recovery purposes
• Share files when you explicitly create share links

SBVault's Intellectual Property

The SBVault Service, including its software, design, logos, and branding, is owned by SBVault (SkillBreed LLC) and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or reverse engineer any part of the Service.

💳 Storage & Subscriptions

Plans & Pricing

SBVault offers free and paid subscription plans. Current plan details, storage limits, features, and pricing are described on our Pricing page. We reserve the right to modify plan offerings and pricing at any time, with reasonable notice to existing subscribers.

Subscription Terms

• Paid subscriptions are billed on a recurring basis via Stripe
• You can cancel your subscription at any time from your account settings
• Cancellations take effect at the end of the current billing period
• No partial refunds for unused portions of a billing period
• If you downgrade to a lower-tier plan, files exceeding the new plan's storage limit will be locked until you delete files or resubscribe

Fair Use & Storage Policy

SBVault is built for active personal and business use — storing, sharing, and working with files you actually use, with help from Julie, your AI assistant. Our storage allowances are generous on that basis.

To keep the service sustainable for everyone, accounts that sit at or near their full storage capacity with no uploads and no file access for 60 days or more may be flagged for fair-use review. If an account remains full and untouched for a further 30 days (90 days total), it may be placed into a read-only state for new uploads.

We will never delete your data under this policy, and your existing files always remain available to view and download. You will always be notified by email first, at both the flag and the read-only stage. Full upload access is restored automatically and immediately the moment you access a file or upgrade your plan — no support request is needed.

🦠 Virus Scanning & Security

We automatically scan all uploaded files using VirusTotal, a third-party virus scanning service. While we make every effort to detect malicious files:

• We do not guarantee that all malware will be detected
• You download and use shared files at your own risk
• We are not liable for damage caused by files downloaded from SBVault
• We reserve the right to delete files identified as malicious without notice

🔗 File Sharing & Share Links

When you create a share link:

• Anyone with the link can access the shared file or folder
• You can optionally protect share links with a password
• You can set expiration dates for share links
• You are responsible for controlling who has access to your share links
• You are responsible for the content you share

Sharing Prohibited Content

If you share illegal or prohibited content, we may:

• Immediately disable the share link
• Remove the content from our servers
• Suspend or terminate your account
• Report the activity to law enforcement if required

🗄️ Data Retention & Deletion

• Active files: Stored indefinitely while your account is active
• Deleted files: Permanently removed from active servers within 30 days
• Backups: Deleted files purged from backups within 90 days
• Account deletion: All data permanently deleted within 90 days of account closure
• Inactive accounts: Free accounts inactive for 12+ months may be deleted with 30 days notice

🛠️ Service Availability & Support

Uptime

While we strive for 99.9% uptime, we do not guarantee uninterrupted access to the Service. We may experience downtime for:

• Scheduled maintenance (announced in advance when possible)
• Emergency security updates
• Infrastructure issues beyond our control

Support

• Support availability and response times vary by plan. Details are on our Pricing page
• Help Center: Self-service documentation available to all users

🗄️ Data Retention

Active Accounts

Your files and account data are stored for as long as your account remains active. Paid subscribers with a current subscription have their data stored indefinitely.

Inactive Free Accounts

If a free account has no login activity for 12 consecutive months, we will begin the account deletion process. You will receive three email warnings before any data is removed:

• 30 days before deletion: First notice explaining the inactivity and how to prevent deletion
• 14 days before deletion: Second reminder with instructions to log in
• 3 days before deletion: Final warning that files will be permanently removed

Logging in at any point during the warning period cancels the deletion process and resets the inactivity timer.

Expired Paid Accounts

If your paid subscription ends (through cancellation or failed payment) and you do not renew or log in for 6 months after the subscription expires, the same 30/14/3-day warning sequence begins. Your files remain accessible during the warning period.

Encrypted Data

All files stored on SBVault are encrypted with 256-bit AES. Once an account is deleted, the encrypted files and their encryption keys are permanently destroyed. We cannot recover deleted files under any circumstances. We strongly recommend downloading your files before your account is scheduled for deletion.

Downgraded Accounts Over Storage Limit

If you downgrade to a plan with less storage than you are currently using, your existing files remain intact and accessible. You will not be able to upload new files until your usage falls below the new storage limit. No files are automatically deleted during a downgrade.

🚫 Termination

Termination by You

You may close your account at any time by:

• Using the account deletion feature in your settings
• Contacting our support team

Account deletion is permanent and cannot be undone. All data will be deleted as outlined in the Data Retention section above.

Termination by Us

We reserve the right to suspend or terminate your account if:

• You violate these Terms of Service
• You upload prohibited or illegal content
• Your account is used for abusive or fraudulent activity
• Your payment method fails (for paid subscribers)
• Required by law or court order

For serious violations (illegal content, malware distribution, abuse), we may terminate your account immediately without notice. For less serious violations, we will typically provide a warning first.

⚠️ Disclaimer of Warranties

You are responsible for maintaining your own backups of important data.

🛡️ Limitation of Liability

Our total liability to you for all claims related to the Service shall not exceed the amount you paid us in the 12 months preceding the claim (or $100 for free users).

🤝 Indemnification

You agree to indemnify, defend, and hold harmless SBVault (SkillBreed LLC), its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any laws or third-party rights
• Content you upload or share through the Service

⚖️ Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.

Arbitration Agreement

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the American Arbitration Association's rules. You waive your right to a jury trial and to participate in class action lawsuits.

Exceptions to Arbitration

You may opt out of arbitration by sending written notice within 30 days of creating your account. Either party may seek injunctive relief in court for intellectual property violations.

©️ DMCA Copyright Policy

We respect intellectual property rights and comply with the Digital Millennium Copyright Act (DMCA). If you believe content on SBVault infringes your copyright, please send a DMCA notice to support@sbvault.app including:

• Your contact information
• Identification of the copyrighted work
• Identification of the infringing material (share link URL)
• A statement of good faith belief that use is unauthorized
• A statement that the information is accurate and you are authorized to act
• Your physical or electronic signature

We will investigate valid DMCA notices and remove infringing content. Repeat infringers may have their accounts terminated.

🌍 International Users

SBVault is operated from the United States. If you access the Service from outside the United States, you are responsible for compliance with your local laws. By using the Service, you consent to the transfer and processing of your data in the United States.

📎 Miscellaneous

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and SBVault (SkillBreed LLC) regarding the Service.

Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

Assignment

You may not assign or transfer your rights under these Terms. We may assign our rights to any affiliate or successor.

Force Majeure

We shall not be liable for any failure to perform due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, pandemics, or infrastructure failures.

📞 Questions About These Terms?

Last Updated: January 19, 2026